Paul SCHULTE is the founder of Schulte Research, which was set up in 2012 to research financial institutions and financial technology. He has spent three decades in research on financials. He has worked for all three branches of the US government, including the National Security Council (NSC) at the White House. He currently teaches in three universities, has written four books and authored hundreds of articles. He has worked for the Number 1 investment bank from the US, UK, Japan, China and Switzerland since 1990. He has taught in five continents. His focus is technological change in banks and insurance. He has been a source on financial markets for Bloomberg, Wall Street Journal (WSJ), The New York Times (NYT), IHT, Nikkei, The Financial Times (FT), The Economist, Barron's, and Forbes. His clients include some of the largest sovereign, pension, mutual and hedge funds globally. Dr David LEE Kuo Chuen is a Professor at the Singapore University of Social Sciences and Vice President of the Economic Society of Singapore. He is the founder of several entities including BlockAsset Ventures, the external advisor to Stanford University's Distributed Trust Initiative, a Fulbright Scholar, and an Independent Director of listed and technology companies. He graduated with BSc, MSc, and PhD from the London School of Economics and Political Science in Econometrics. He was the Director of the Sim Kee Boon Institute for Financial Economics, Group Managing Director of OUE and Auric Pacific. He founded Ferrell hedge fund in 1998 and was a property developer. He has more than 60 cited articles and nine books on Asian economics, digital currency, blockchain, and inclusive fintech. He is a co-author of the bestselling title Inclusive FinTech: Blockchain, Cryptocurrency and ICO.
Paul SCHULTE is the founder of Schulte Research, which was set up in 2012 to research financial institutions and financial technology. He has spent three decades in research on financials. He has worked for all three branches of the US government, including the National Security Council (NSC) at the White House. He currently teaches in three universities, has written four books and authored hundreds of articles. He has worked for the Number 1 investment bank from the US, UK, Japan, China and Switzerland since 1990. He has taught in five continents. His focus is technological change in banks and insurance. He has been a source on financial markets for Bloomberg, Wall Street Journal (WSJ), The New York Times (NYT), IHT, Nikkei, The Financial Times (FT), The Economist, Barron's, and Forbes. His clients include some of the largest sovereign, pension, mutual and hedge funds globally. Dr David LEE Kuo Chuen is a Professor at the Singapore University of Social Sciences and Vice President of the Economic Society of Singapore. He is the founder of several entities including BlockAsset Ventures, the external advisor to Stanford University's Distributed Trust Initiative, a Fulbright Scholar, and an Independent Director of listed and technology companies. He graduated with BSc, MSc, and PhD from the London School of Economics and Political Science in Econometrics. He was the Director of the Sim Kee Boon Institute for Financial Economics, Group Managing Director of OUE and Auric Pacific. He founded Ferrell hedge fund in 1998 and was a property developer. He has more than 60 cited articles and nine books on Asian economics, digital currency, blockchain, and inclusive fintech. He is a co-author of the bestselling title Inclusive FinTech: Blockchain, Cryptocurrency and ICO.

