Nudge

Richard H. Thaler

出版社

Penguin Books

出版时间

2009-02-23

ISBN

9780143115267

评分

★★★★★
书籍介绍

在线阅读本书

Nudge is about choices—how we make them and how we can make better ones. Authors Richard H. Thaler and Cass R. Sunstein offer a new perspective on preventing the countless mistakes we make— including ill-advised personal investments, consumption of unhealthy foods, neglect of our natural resources, and other bad decisions. Citing decades of cutting-edge behavioral science research, they demonstrate that sensible “choice architecture”can successfully nudge people towards the best decisions without restricting their freedom of choice. S straightforward, informative, and entertaining, this is a must-read for anyone with interest in our individual and collective well-being.

Richard H. Thaler, who was awarded the Nobel Prize in Economic Sciences in 2017 for his pioneering work in the fields of behavioral economics and finance, is the Charles R. Walgreen Distinguished Service Professor of Behavioral Science and Economics at the University of Chicago’s Booth School of Business, where he is the director of the Center for Decision Research. He is also ...

(展开全部)

AI导读
核心看点
  • 本书核心阐述“助推”理论,即通过优化选择架构,在不剥夺自由的前提下引导人们做出更优决策。作者结合行为经济学与心理学研究,揭示人类决策中的系统性偏差,如损失厌恶、现状偏见及从众心理,并论证微小设计改变如何产生深远影响,为改善个人与社会福祉提供科学依据。
  • 书中深入剖析人类非理性行为机制,指出传统经济学“理性人”假设的局限,强调自动思维系统易受环境暗示操控。通过大量实验案例,如咖啡杯与巧克力交换实验,展示人们如何因占有欲和损失厌恶而拒绝合理交易,警示读者警惕自我中心偏差,避免被虚假的聚光灯效应误导,提升决策理性。
  • 作者提出“自由家长主义”理念,主张政策制定者应利用行为科学设计更友好的制度,如自动加入退休储蓄计划、优化器官捐献默认选项等。书中强调,真正的自由不仅是提供选择,更是确保人们具备做出明智选择的能力与条件,通过技术手段纠正认知偏差,促进公共利益最大化。
适合谁读
  • 对行为经济学、心理学及决策科学感兴趣的读者,尤其是希望了解人类非理性行为机制、认知偏差及其对日常生活影响的人群。本书适合想提升自我决策质量、避免常见思维陷阱的个人,通过理解助推原理,增强对自身行为模式的觉察,从而做出更明智的生活与财务规划。
  • 公共政策制定者、企业管理者及产品设计人员。书中提供的选择架构设计原则,可应用于优化公共服务流程、提升员工福利参与度、改善用户界面体验等场景。通过合法合规的助推手段,引导用户或公众做出符合自身长远利益的选择,实现社会效益与商业目标的双赢。
  • 关注社会伦理、隐私保护及自由意志边界的思考者。书中涉及通过技术手段影响他人决策的争议,适合希望深入探讨技术干预、道德责任及政府角色边界的读者。通过批判性阅读,反思助推技术可能被滥用于操纵舆论或商业欺诈的风险,平衡效率与自由的价值冲突。
读前提醒
  • 本书前半部分理论扎实,后半部分案例冗长且多涉及美国特定政策,阅读时建议聚焦第一部分核心概念,跳过与美国国情强相关的章节。若已阅读《思考,快与慢》,可略过基础心理学原理,直接关注助推在公共政策中的应用案例,避免重复阅读,提高学习效率。
  • 警惕书中部分案例的局限性,作者作为芝加哥大学经济学家,其建议可能隐含自由市场倾向。读者应保持批判性思维,辨析“助推”与“操纵”的界限,思考在缺乏透明监管的情况下,此类技术是否会被利益集团滥用。结合中国本土语境,反思书中建议的适用性与潜在风险。
  • 书中涉及大量专业术语与实验细节,阅读时需注意区分“理性人”假设与现实人类行为的差异。不要将书中的行为偏差视为个人缺陷,而应理解为普遍的人性弱点。建议结合其他行为经济学著作交叉阅读,全面理解选择架构设计的伦理边界,避免陷入技术决定论的误区。
读者共识
  • 读者普遍认为本书前半部分理论精彩,揭示了人类决策的非理性本质,具有极高的启发价值。但后半部分案例重复、冗长且与美国政策绑定过深,导致阅读体验高开低走。多数读者建议仅阅读第一部分核心概念,或快速浏览案例,避免陷入枯燥的政策细节,认为其理论贡献远大于实践指导意义。
  • 许多读者指出“助推”本质上是利用人性弱点进行操纵,虽声称不剥夺自由,实则通过隐蔽手段影响选择。这种“温和的强制”引发伦理担忧,读者警惕其被用于商业欺诈或政治操控。共识认为,了解助推原理有助于防范被操纵,但需严格限制其应用范围,确保透明性与公众知情权,防止技术滥用。
  • 读者高度认可行为经济学在公共政策设计中的潜力,认为其能解决传统强制手段无法处理的复杂社会问题。但同时也批评作者对政策实施阻力估计不足,如律师行业对免责条款的反对、婚姻私有化的不切实际等。共识认为,理论虽好,但落地需克服巨大的制度与伦理障碍,不可盲目乐观。

本导读基于书籍简介、目录、原文摘录、短评和书评生成,不等同于全文精读。

精彩摘录
  • "因此,在许多领域,人们都倾向于认为结果是完全可以预测的,并且音乐家、演员或者作家的成功与他们的能力和人格魅力是分不开的。对于这一倾向,我们要多加小心,关键时刻一些很小的干预甚至是巧合,都会对最终结果产生深远的影响。那些当红歌星们很可能与其他成百上千名有同样才华的艺人在演出水平上并没有太大的区别,但我们却连那些人的名字都叫不上来。"
  • "“损失厌恶”容易使人产生惰性,即一种强烈的保持现状的欲望。如果你因为不想招致损失而不愿意放弃某些事情,你便会拒绝因此发生的交易。在另外一个实验中,一个班里的一半学生得到了咖啡杯,而另一半学生得到的是一大块巧克力。咖啡杯和巧克力的价钱大体相当,因此在得到这两样东西之前,同学们表现出了对二者基本相等的占有欲望。然而,一且他们拿到了各自的东西,当我们再次要求他们将手中的东西换成另外一种时,仅有10%的人愿意这样做。 因此,我们看出,“损失厌恶”的作用实际上是一种认知助推它竭力阻止我们改变现有的状况,即便这些改变对我们非常有益。"
  • "别被自我想象中的聚光灯照花了眼! 你应当这样想:实际上他们并没有自己所想的那样关注自己。"
  • "As we shall see, small and apparently insignificant details can have major impacts on people's behavior. A good rule of thumb is to assume that "everything matters."
  • "A nudge, as we will use the term, is any aspect of the choice architecture that alters people’s behavior in a predictable way without forbidding any options or significantly changing their economic incentives."
  • "To qualify as Econs, people are not required to make perfect forecasts (that would require omniscience), but they are required to make unbiased forecasts. That is, the forecasts can be wrong, but they can’t be systematically wrong in a predictable direction. Unlike Econs, Humans predictably err."
  • "Again, biases can creep in when similarity and frequency diverge. The most famous demonstration of such biases involves the case of a hypothetical woman named Linda. In this experiment, subjects were told the following: “Linda is thirty-one years old, single, outspoken, and very bright. She majored "
  • "Mere measurement effect: when people are asked what they intend to do, they become more likely to act in accordance with their answers."
作者简介
Richard H. Thaler, who was awarded the Nobel Prize in Economic Sciences in 2017 for his pioneering work in the fields of behavioral economics and finance, is the Charles R. Walgreen Distinguished Service Professor of Behavioral Science and Economics at the University of Chicago’s Booth School of Business, where he is the director of the Center for Decision Research. He is also the co-director (with Robert Shiller) of the Behavioral Economics Project at the National Bureau of Economic Research and the 2015 President of the American Economic Association. He has been published in several prominent journals and is the author of a number of books, including Misbehaving: The Making of Behavioral Economics. Cass R. Sunstein specializes in constitutional law, regulatory policy, and economic analysis of law. He is by far the most cited law professor in the United States. He has also written for many popular newspapers and magazines, including The New York Times, The Washington Post, Los Angeles Times, The Boston Globe, Chicago Tribune, The American Prospect, Time, Harper’s Magazine, and New Republic. He has also appeared on many national television and radio shows, including Nightline, Fox News, ABC World News, NBC Nightly News, 20/20, NewsHour, The O’Reilly Factor, and Fresh Air. Sunstein graduated in 1975 from Harvard College and in 1978 from Harvard Law School, magna cum laude. He clerked for Justice Thurgood Marshall of the U.S. Supreme Court. Before joining the faculty of the University of Chicago Law School, he worked as an attorney-advisor in the Office of Legal Counsel of the U.S. Department of Justice. Mr. Sunstein is the author of many articles and a number of books, including Republic.com (2001), Risk and Reason (2002), The Cost-Benefit State (2002), Why Societies Need Dissent (2003), The Second Bill of Rights (2004), Laws of Fear: Beyond the Precautionary Principle (2005), and Worst-Case Scenarios (2007).
目录
Nudge Acknowledgments
Introduction
Part I: Humans and Econs
1. Biases and Blunders
2. Resisting Temptation

显示全部
用户评论
2018年第一本。Thaler在这本里比Misbehaving更活泼可爱 (*ˉ︶ˉ*)
主要是行为经济学的范围,讲得非常浅显易懂。对认识人自身的局限性非常有用。 就想书上所说的,所有经济学里假设的完全理性在现实中几乎不存在,面对选择,人们往往容易犯错,并没有达到效用最大化
每个人都或多或少在拿自己跟别人比较 或多或少 这里或者那里 没有比较就没有伤害 没有比较就没有幸福 潜意识里觉得别的存在是合理的 那如果我跟那个存在不一样 很可能我是错的 反过来 我跟别的个体都一样了 那即便大家都错了 也是大家一起错 有人跟我一样处境 跟我一样承担后果 感觉世界上不是我一个人特别惨 感觉much more acceptable = =
对我来说这个tactic太熟悉了。作为policy maker的话还是相当推荐一读。
源于Kahneman但在现实生活的应用中胜于Kahneman并打开了新世界的大门 非常值得国内公共政策制定者深思借鉴 中文版那个nudge翻译成助推不太准确但翻译技能退化到渣的我也不知道怎么才能更准确的描述这个意思了 还有就是芝加哥大学简直是学经济的天堂TvT
前面案例有趣 后面的实际运用就显得过于简单和理想化
In general, the book is famous for its authors, not the other way around.
很有趣的概念,有一些可以制作policy或者options的choice architects,可以在设计和制定层面来帮助大众更好的选择。几个非常有趣的例子是我们选择的保险之所以这么贵是因为我们自动购买了可以起诉的权利,包括如何选择贷款,怎样保护环境,怎样存养老保险,很有意义的探讨。而且最值得尊敬的就是作者们吧最后两章用来回答一些疑问和质疑,也表示了他们从开始到现在看到的一些改变,很有启发的一本书。
很不错的书。
很多nudge的方法没有实行不是因为做不到,而是来自各方的阻力太大了。书中提到通过nudge来推动医生免责条款,一定会受到律师行业大力反对。婚姻私有化虽然非常有创意,在实际中也基本很难实现。
下载
收藏