![经济过热.经济恐慌及经济崩溃——金融危机史（第3版） - [美] C.P.金德尔伯格](https://static.book345.com/covers/s/9787301047187.jpg)
书籍介绍
这本书最耐人寻味的地方，在于它把金融危机还原成一种'人类戏剧'，而非冷冰冰的数学模型。金德尔伯格反复揭示：危机爆发时，市场自己并不缺钱，缺的是信心——一旦恐慌蔓延，流动性瞬间枯竭，'中央银行为经济衰退埋单'成了挥之不去的宿命。书中那些近乎荒诞的细节格外抓人：日本三井地产豪掷重金抢购埃克森大楼只为登上吉尼斯纪录，贷款人沉醉于'借新还旧'的游戏却无人追问借款人最终拿什么还息。这些案例提醒读者：泡沫从来不是凭空而来，而是在繁荣期被信贷主动吹大的。全书最犀利的判断莫过于——人们总是刻舟求剑，以为这次不一样。它适合所有想看懂'狂热如何演变为崩溃'的人，以及任何不愿被历史反复重演的读者。
AI导读
核心看点
- 梳理1816至1998年历次全球金融危机历史。
- 揭示经济过热、恐慌及崩溃的内在规律与模式。
- 探讨IMF角色及最后贷款人在危机中的作用。
读者共识
- 经典之作，体系宏大，论证深刻有力。
- 揭示了人性狂热与理性在危机中的博弈。
- 虽细节略显抽象，但宏观视野极具价值。
精彩摘录
- "Despite the motivation to establish a credit institution that would help avoid a repetition of the experiences of the 1930s, the structure of the fund meant it could not act as a lender of last resort because it did not have its own money. Instead the IMF could lend money to countries to help them f"
- "The IMF is not a central bank and it cannot create money; instead it can lend the money it has obtained from the capital subscriptions of its members and its own borrowings. The quota system of the IMF makes it different from a central bank, which can create domestic money. A world central bank woul"
- "The US payments deficit developed because the demand for international reserve assets on the part of other countries was larger than the increases in the supply of new reserve assets from non-US sources. The United States developed a persistent trade deficit because of the demand in other countries "
- "The Mitsui Real Estate Company paid $625 million for the Exxon Building in New York even though the initial asking price had been $510 million; Mitsui wanted to get in the Guinness Book of World Records for paying the highest-ever price for an office building."
- "Minsky believed that the pro-cyclical increases in the supply of credit in good times and the decline in the supply of credit in less buoyant economic times led to fragility in financial arrangements and increased the likelihood of financial crisis."
- "Essentially there was a reversal between the objective and the process, and in the end the objective became the process. The lenders became so enthusiastic about the process that they failed to appreciate the end-game and provide an answer to the question of where the borrowers would get the cash to"
- "the history of money is a story of continuing innovations so that the existing supply of money can be used more efficiently and the development of close substitutes for traditional money that circumvent the formal requirements applied to money."
- "The production of bitcoins is then like the production of baseball cards. There is only one Horus Wagner card, but nothing to prevent any firm from producing more baseball cards or football cards or cricket cards or hockey cards or movie star cards."
用户评论
信心是黄金
1、危机关键词：流动性、市场利率！2、人间洗剧。3、商业银行为经济繁荣出力，中央银行为经济衰退埋单。4、“赚钱，在尽可能诚实的情况下赚钱；但在任何情况下都必须赚钱。”这话说得出彩。
好书大家看
不错
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