Millionaire Teacher

Andrew Hallam

出版时间

2011-11-11

ISBN

9780470830062

评分

★★★★★
书籍介绍
How a school teacher built a million-dollar portfolio, and how you can too Most people wouldn’t expect a school teacher to amass a million-dollar investment account. But Andrew Hallam did it, long before the typical retirement age. And he wants to show you how. With lively humor and the simple clarity you’d expect from a gifted educator, he demonstrates in Millionaire Teacher how average people can build wealth in the stock market by shunning the investment products peddled by most financial advisors and avoiding the get-rich-quicker products concocted by an ever widening, self-serving industry. Using low cost index funds, coupled with a philosophy in line with Warren Buffett’s, he guides readers to understand how the stock and bond markets really work, arming readers with a psychological advantage when markets fall. Readers will learn that young investors should hope for stock market crashes if they want to grow rich. Millionaire Teacher shows how you can spend just 60 minutes a year on your investments, never open a financial paper, and avoid investment news, while leaving most professional investors in the dust.
AI导读
核心看点
  • 教师作者分享40岁退休的极简投资经验
  • 推崇低成本指数基金,反对高手续费主动基金
  • 强调量入为出,利用复利实现财富自由
适合谁读
  • 理财小白,希望系统学习基础投资知识
  • 工薪阶层,寻求长期稳健的财富积累路径
  • 对指数基金和被动投资感兴趣的初学者
读前提醒
  • 核心观点较常见,部分论述略显啰嗦重复
  • 需结合本国市场实际,指数基金并非万能
  • 书中建议不找顾问,需读者具备独立判断力
读者共识
  • 内容通俗易懂,是极佳的理财入门读物
  • 省钱与定投指数基金是公认的有效策略
  • 部分读者认为观点单一,缺乏新颖深度

本导读基于书籍简介、目录、原文摘录、短评和书评生成,不等同于全文精读。

精彩摘录
  • "股市有风险,投资需谨慎。这是投资人进入股市得到的一个警告。为什么股市有风险,仍然有很多人不断投资股市呢?因为不投资股市你可能没有风险,但是也可能让你失去了富裕的机会! 非专业人士如何通过简单的投资终身富裕呢?第一个让你富裕的秘密是不要借贷投资。不要拿你的全部资产来投资。第二,就像“富爸爸”一样,你要有资产性收益。你需要借助资本市场来放大你的资金,并能在泡沫成型时卖出。 在股市里投资赚钱其实是很简单的,简单到可以用一句话来概括:对于长期投资来说,你就是选择那种有发展前景,并且存在强大护城河的中小型企业的股票,待它成为一个伟大的公司后卖出。 对于进场的时机问题,其实也很简单:高抛低吸。你要懂得在人"
  • "要在财务上远离风险,我们就必须积累资产,而不是负债。能让人终身受用的最保险的办法,就是少花多赚,然后用剩下的钱理性投资。"
  • "最保险的致富之路,首先就是要学会量入为出, 而且花的要比赚的少得多。假如你能转变观念, 对现在所拥有的感到满足, 你就不会受到诱惑而肆意挥霍自己的钱财。这样,你就可以把钱用来进行长期投资,而借助股市神奇的复利, 即便你拿的是中低收入者的工资,最终也能积累出一个金额可观的投资账户。"
  • "But regardless of how high people's salaries are, if they can't live well without their job, then they aren't truly rich"
  • "How did they do it? They live frugally, in low-cost locations."
  • "Adults who receive "helpful" financial gifts from their parents (stocks, cash, real estate) typically end up with lower levels of wealth than people in the same income bracket who don't receive financial assistance."
  • "Statistically speaking, easy money is wasted money."
  • "Receiving financial handouts hinders a person's ability to create wealth."
用户评论
实用的投资工具书,每年年尾拿出来再读一下。
not an interesting writer
等我实际试试再来看是不是真的这么牛逼。
我总算读完了!大概5月底开始,读了一个多月。其实就是为了在加拿大投资而做准备;因为作者有一定的经验。适合给一开始准备投资的新手;算是买着一本,不会可以到时再回来看。他的中心论点:invest young in index funds.
很适合投资初学者。大部分内容我在网上和其他书上都看过,只是作者用了很多数据作为支撑,讲解也很浅显易懂。给我弟弟也买了一本。
还是那几个难做的真理,省钱投资,心态要好,及早投资ETF
入门级普及读物
用了大篇幅贬mutual fund,绝大部分知识之前别的书都有看过,没什么太多新鲜
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